Harvey Homeowner Assistance Program

32% of all home-owning households in Houston were impacted by Hurricane Harvey.  60% of impacted households were located outside the flood plain, meaning many did not have flood insurance – or any expectation that they would be flooded. The Harvey Homeowner Assistance Program run by the City of Houston Housing and Community Development Department will help homeowners rebuild after the disaster.

Of the $1.27 billion allocated to the City of Houston to rebuild from Hurricane Harvey, over a third will go to the Harvey Homeowner Assistance Program. Still, these funds are limited. Priority will be given to those who need the most help first, and not everyone who applies may receive assistance. We ask interested homeowners to fill out the Harvey Recovery Survey first. This survey helps us find those most in need and match potential applicants to the best options for their needs and resources.

Program Overview

The Harvey Homeowner Assistance Program repairs homes damaged by Hurricane Harvey and provides reimbursements to assist those who have already made their own repairs from Hurricane Harvey. The program is available to Houstonians of all income levels.

Homeowners who qualify for assistance will have three potential solutions for repairing their home:


  • The City manages and completes the construction process.
  • Homeowners do not select contractors or deal directly with the contractor.
  • The City’s contractors will repair or reconstruct damaged properties.
  • Economy-grade materials/finishes only.
  • Temporary relocation assistance.


  • Homeowners manage repair or reconstruction work.
  • Homeowners select contractors and deal directly with the contractor.
  • The City provides advisory services and monitoring.
  • Program provides funds for economy grade finishes only, but homeowners are allowed to pay the difference for higher grade materials/finishes.


  • Homeowners who have completed
    partial or full repairs before applying to the program may qualify for reimbursement of eligible expenses incurred before the application process or by December 31, 2020, whichever is sooner.
  • Reimbursement may be combined with rehabilitation (not reconstruction) as completed in Solution 1 or Solution 2.
  • Reimbursement may also be a stand-alone solution.

Do I Qualify?

A property must meet the following requirements:

  • It is located within the City of Houston.
  • It is located outside of the floodway.
  • The applicant lived in it as their primary residence during Hurricane Harvey. (August 25, 2017)
  • It was damaged by Hurricane Harvey.

Applicants must meet the following requirements:

  • They must be the owner of the property.
  • They must be current (or on an accepted payment plan) for property taxes.
  • Applicant and all household members over the age of 18 must be current on payments for child support.
  • They must agree to remain in the home as their principle residence for the duration of a compliance period, which varies depending on the amount of assistance granted.

Additional eligibility requirements will depend on the program option selected.

Homeowner Guidance Documents

The documents in this table should be used as references and tip sheets to help walk applicants through the process. Any questions should be referred to our recovery call center at 832-393-0550.

Document NameLast Updated
HoAP Program Overview DraftSeptember 21, 2020
Program Guidelines May 12th, 2020
Reimbursement Overview September 21, 2020
Document Checklist for Applicants DraftSeptember 21, 2020
Eligible and Ineligible Expenses September 21, 2020
Information about Liens DraftSeptember 21, 2020
Area Median Income Information Sheet July 14th, 2020
Housing Resource Centers Contact Information DraftSeptember 21, 2020
Harvey Recovery Housing Budget January 15th, 2020
Fraud Notice June 19th, 2020
Step By Step Guide September 21, 2020
Duplication of Benefits September 21, 2020

Applicant Forms

Copies of application forms can be viewed here as reference. As the Harvey Homeowner Assistance Program invites applications based on responses to the Harvey Recovery Survey, these forms are only for reference. The City will provide all applicants will fillable forms.