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For questions about the program:
Monday-Friday: 9:00 a.m to 6:00 p.m.

Homebuyer Assistance Program


For many Houstonians, owning a home is a dream – one that is becoming out of reach. Incomes in Houston have not risen as quickly as home prices, which means fewer people can afford to buy homes. With so many houses damaged in Hurricane Harvey and previous flooding events, prices are rising even faster. People should not be barred from owning homes because of a lack of reasonable options.

The Homebuyer Assistance Program provides up to $30,000 to income-eligible homebuyers. We hope to help 700 homebuyers over the next 5 years.

How it Works

Homebuyers choose their homes, so long as the property is located within the City of Houston and meets safety and quality standards. The City can assist with down payments, closing costs, or principle buydown, depending on the buyer’s needs.

The City then provides a no-interest, forgivable loan, secured by a lien. The loan is fulfilled if the buyer lives in the home for 5 years. If the buyer sells or moves out of the home before that time, they reimburse the City for only a prorated portion of the original loan amount.

To apply, first fill out the Harvey Recovery Survey.


Document NameUpdated
Program GuidelinesApril 30th, 2019
Tip Sheet on LiensApril 2019

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